What to Do When a Tree Falls on Your House
Resource guide | 6 min read

What to Do When a Tree Falls on Your House

A calm, step-by-step checklist for the worst moment, from safety to insurance.

Safety first

Get everyone out if the structure may be unsafe. Stay away from the tree and anything touching it, and treat every wire as live. Do not climb on the roof or try to cut the tree.

Call for help

Call 911 for injuries, gas smells or fire. Call your utility about any downed or tangled lines. Then call an emergency tree service. We tell you what to do while we are on the way.

Document the damage

Photograph and film from a safe distance before anything moves. Note the time and weather. These records help your claim.

Call your insurance company

Report the damage as soon as you can. Ask what is covered and what they need. Keep receipts for emergency repairs, like tarps.

Remove the tree safely

Trees on roofs are under tension. An arborist cuts in a sequence that relieves the load safely and keeps the roof from collapsing further.

Repairs and next steps

Once the tree is off, a roofer or contractor can assess and repair. We can also look at your other trees and recommend steps to reduce future risk.

Our advice in one sentence

Get everyone safe, stay clear of lines and let a pro take the tree off.

Questions

Quick answers.

Can I move the tree myself?

Please do not. Trees on structures hold hidden tension.

Will insurance pay to remove the tree?

Often, if it damaged a covered structure. Ask your insurer.

How soon can you come?

We tell you honestly. Emergency calls go to the front.

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